The Worker Bee

Head of the Swarm

Buzzin on a Budget

Whether you're a self-employed go-getter, supporting your family through an employer plan, or running your own small hive of a business we’ll explore smart, flexible insurance options that work for your lifestyle, your team, and your bottom line.

We’ll help you find the sweet spot between affordability and great benefits—so your hive stays healthy and thriving.

In every hive, there’s a leader making sure everyone stays safe, healthy, and taken care of—and in your family, that’s you.

Whether you're covering your partner, kids, or the whole swarm, we’ll break down plans that offer real value, smart savings, and sweet peace of mind.

We get it—keeping your hive protected shouldn’t come at the cost of your whole jar of honey. Hive-Smart Coverage is designed for those working with a lower income but still needing solid, reliable health insurance.

We’ll explore budget-friendly plans, subsidies, and special programs that can help you (and your family) stay covered without the stress.

Hello There,
I'm Madison!!

Hi, I’m Madison — your National Health Advisor and your go-to guide for all things health insurance.

I do this job because I “bee-lieve” everyone deserves to understand all of their options when it comes to health coverage.

Too often, people are left confused or overlooked — and I’m here to change that. My goal is to educate, empower, and help you find a plan that truly fits your needs (and your budget).

When I’m not helping clients across the country find peace of mind through coverage, you’ll find me hanging with my three dogs, soaking up summer nights, or cheering through football season. But my real passion? Helping families thrive in a situation best for their hive.

If you’ve got questions, I’ve got answers — and I’m here to help every step of the way.

Licensed in AL, AR, CO, FL, GA, IL, IN, IA, KS, KY, LA, MD, MI, MS, MO, MT, NE, NV, NC, OH, OK, SC, SD, TN, TX, UT, VA, WV, WI, WY

Buzz Worthy Facts

Can You Bee-lieve

Your employer plan may not be covering you in the way you thought. Your employer is mandated by law to pay for 50% of your (the employee) monthly premium, but they do not have the same responsibility for your family.

That is why your rates skyrocket when you add your spouse or children! Let’s take a look and see what your monthly premiums can look like if your spouse and children are on a plan where you are not overspending for coverages you aren’t needing or using!

Bee-tween Plans?

If you are aware that there is going to be a gap in your insurance coverage for example you are moving jobs and waiting for your benefits to begin. A short term plan may be best for you.

Short term plans have a low monthly premium, but do not cover pre-existing conditions, prescriptions or preventative care. All of those things are subject to the deductible, which is high on a short term plan. You will also need to shop for a new plan every 4 months! If you are on a short term plan and are looking for more comprehensive coverage, you're in the right place!

Bee Covered for Major Pre-existing Conditions

The ACA Marketplace is great for two major groups of people. Those with Major pre-existing conditions, and those with low income. On ACA Marketplace plans, your major pre-existing conditions are covered on day 1. If you have a Major condition such as cancer, heart failure, or diabetes, you likely want to be here.

If you are a low income family that has lost Medicaid or does not qualify for Medicaid but can not afford private coverage, these plans are great because you can qualify for discounts from the government so you can afford to cover your family!